Health Insurance

If you are applying for a Student Visa subclass 500 for your studies in Australia or visiting the country on an appropriate visitor visa, you need to have a health insurance cover for the entire period you stay here. It is essential for the health care and medical treatment costs that can be significantly expensive in Australia without proper health insurance.

Here at International Migration & Education Services (IMES) Pty Ltd, we are a registered partner under the national health insurance program and help our clients to get an appropriate medical cover while applying for an Australian Visa.

Some visas, it is a mandatory condition that you need to maintain adequate health insurance for the duration in Australia. If not having one, you should consider buying the same before landing in the country otherwise your visa can be cancelled or refused. There are two types of health insurance that you can take when visiting the country:

Overseas Student Health Cover policy (OSHC):  It is for the international students or foreign applicants who are coming to Australia for their studies on student visa subclass 500.Or, if you are on student visa and you need to extend your current visa you must need to have the OSHC. You will also need to get a family OSHC insurance cover if any of your family members or guardians are coming to stay with you during your studies.

Overseas visitor health cover (OVHC): It is for the visitors who are coming to Australia with any specific purpose for a short period. If the visa holder get sick or have an accident while are here in Australia this OVHC will cover the medical cost.

If you are on an OSHC policy during your studies in the country and planning to stay in Australia after your graduation with a 485 Temporary Graduate visa, you will be required to change your OSHC to an OVHC before your OSHC policy expires. When you move from a student visa to a graduate visa, you will need to choose the right 485 visa health insurance policies for your stay in the country.

Why are OSHC and OVHC policies necessary?

Everyone is required to buy an appropriate health insurance policy before they arrive in Australia as per the criteria set by the Department of Home Affairs. It is essential to cover all your unexpected medical expenses in the country if required during your stay. An OSHC or OVHC policy typically covers the following medical expenses based on the type of health insurance you purchase:

• Hospital charge
• Media aid
• Prescribed medicine costs
• Emergency ambulance services

Although an OSHC policy doesn’t cover dental care services, optical treatments, physiotherapy, chiropractic cure, or podiatry costs.

Why choose IMES?

We are a leading education consulting and international migration firm and help our clients through their visa approval process. As you need to maintain adequate health insurance for the duration of your visa, we will help you find the discount OSHC cover, cheap family OSHC Insurance cover, and/or affordable OVHS policies based on your requirements. We provide you the detailed information of the complete procedure of getting an appropriate health insurance policy as per your visa category.

We havea direct partnership with several Health Insurance companies to offer you a variety of health insurance options to choose from. We help you compare and verify different health insurance policies and find the best policy that meets your visa requirements. Contact us and talk to our qualified counsellors for more details.

If you are an Overseas student or temporary resident in Australia, it is a condition on your visa that you must need to maintain adequate health insurance for the duration of your visa.

Without health insurance medical expenses in Australia will be significantly expensive.

We have our registered partner under the national health insurance program that help us to offer you the assurance in health.